PPAMPicture/E+ via Getty Images New York Community Bancorp (NYSE:NYCB) is a $4 billion bank that has been through substantial struggles due to fears about its liquidity. The company has worked hard to fix its portfolio, narrowly avoiding bankruptcy, but obviously investors were burned in the process. As we'll see throughout this article, the company has the ability to drive substantial shareholder returns.  New York Community Bancorp Transition The company is working to transition its bank, with its boa ...