John M Lund Photography Inc Rich Karlgaard was a screwup. He candidly admits that: At twenty-five, despite a four year degree from a good university, I failed to hold a job beyond dishwater, night watchman, and temporary typist. I was ragingly immature. Later in life, he understood why. [M]y brain’s prefrontal cortex, the location of what brain researchers call executive functioning, was not fully developed. My brain, literally, was not ready to bloom. He was not unique. The Wikipedia Late Bloomers page ...