Water flowing out of a kitchen sink faucet. Yevhenii Podshyvalov In the disciplines of personal finance and investing, there are many different and constructive opinions about a variety of topics. Since everybody's risk tolerance, investment objectives, and life circumstances are unique, I would argue there is room for these differences of opinion. Still, there are some expressions that I believe apply equally to everybody in the personal finance and investing community. Here is one of them: Rome wasn't bui ...