Affirm Holdings Inc AFRM stock gained after B of A Securities analyst Jason Kupferberg upgraded the stock from Neutral to Buy with a price target of $36.Kupferberg noted GAAP profitability may be closer than expected by consensus.The analyst said the fourth-quarter print and guide could be a positive catalyst, and fiscal 2025 forecasts seem achievable.Also Read: Affirm Faces Regulatory Shake-Up with New CFPB RulesA lower interest rate regime should also support RLTC (revenue minus transaction costs, the mos ...