ALFSnaiper Investment Thesis I typically steer clear of crowded trades, and for a long time, I avoided SoFi Technologies, Inc. (NASDAQ:SOFI) ("Sofi"). The company became publicly traded in 2021 through a high-profile SPAC deal sponsored by none other than the SPAC king Chamath Palihapitiya at the height of market exuberance. Back then, Sofi embodied everything I avoid in a stock: crowded, overpriced, with no clear path to profitability. Today, the landscape has shifted. The ticker has plummeted 72% from its ...