Art Wager Introduction Truist Financial Corporation (NYSE:TFC), one of the largest “regional” banks in the U.S., is probably best known for its significant unrealized losses in its held-to-maturity (HTM) portfolio. This was ultimately the reason for the precipitous stock decline in March 2023 amid the failure of Silicon Valley Bank. As I've explained in detail in my previous coverage of Truist here on Seeking Alpha, I felt very comfortable looking past these losses. This is partially in light of the Fed ...