Bank earnings continue to show credit remains a key payments choice.U.S. Bancorp’s earnings, released Wednesday (July 17) indicated that within the company’s payment services segment, credit card payment volumes came in at $36.5 billion, up 4.6% year on year. The average loan balance, overall, in the credit card segment, was $28 billion, up 8.8% from last year’s second quarter.CEO Andrew Cecere said on the conference call with analysts that “credit quality results were in line with our expectations as we sa ...