bizoo_n Investment thesis Financial Institution inefficiency, digitalization, and regulation, such as PSD2, led to the explosive growth of fintech, which proliferated into payments, insurance, asset and wealth management, and real estate. PayPal Holdings Inc. (NASDAQ:PYPL), the leading US fintech payment company, benefitted from this industry development by providing a secure and frictionless payment experience.  With competitors such as banks, big tech, and other fintech companies eager to grab a slice ...