The Zacks Savings and Loan industry continues to be caught up in the high-rate environment as increased funding costs continue to put pressure on industry players’ net interest income (NII). Higher provisions due to weakening asset quality are also a major near-term concern.A stable deposit base and focus on operational efficiency will help companies like Citizens Financial Group, Inc. (CFG) , WSFS Financial Corporation (WSFS) , and HomeStreet, Inc. (HMST) to navigate any crisis in the industry.Industry Des ...