Vivek Vishwakarma A great way to reduce risk in one’s portfolio is to own a basket of stocks. While it’s easy to simply buy a lot of stocks, one must also consider valuation risk. For example, a portfolio may have 20+ or so stocks, but if all of them are overvalued tech and growth stocks, then a sector downturn would have a broadly negative effect over the portfolio. That’s why I prefer to have a good mix of value stocks that pay dividends in various industries. That’s because no matter how sure one is  ...