Financial services stocks remain in a precarious position. High borrowing costs, reduced consumer sentiment and skyrocketing loan delinquencies make investing in many conventional financial services stocks a risky proposition. The risk and reward balance skews even further out of financial services stocks’ favor when you consider that, on the one hand, fixed-income investing still easily yields north of 5% annually. On the other, growth and tech stocks — and even the broad market indices — are offering ever ...