Exhibit 99.1 Interim Consolidated Financial Statements January 31, 2023 (Unaudited) 1 VERSABANK Consolidated Balance Sheets (Unaudited) (thousands of Canadian dollars) January 31 October 31 January 31 As at 2023 2022 2022 Assets Cash $201,372$ 88,581 $155,239 Securities (note 4) 49,847 141,564 - Loans, net of allowance for credit losses (note 5) 3,235,083 2,992,678 2,215,638 Other assets (note 6) 45,388 43,175 44,469$ 3,531,690 $3,265,998$ 2,415,346 Liabilities and Shareholders' Equity Deposits $ 2,92 ...