Exhibit 4.1 SECURITIES PURCHASE AGREEMENT This SECURITIES PURCHASE AGREEMENT (this “Agreement”), dated as of March 31, 2023 (the “Effective Date”), is entered into by and between MMTEC, INC., a British Virgin Islands company (the “Company”) and the investor (the “Purchaser”, together with the Company, a “Party” and collectively the “Parties”) identified on the signature page hereto. RECITALS A. Subject to the terms and conditions set forth in this Agreement and pursuant to an effective registration statemen ...