UNITED STATES SECURITIES A ND EXCHANGE COMMISSION Washington, D.C. 20549 Form10-K [X] ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year EndedDecember 31, 2022 Or [ ] Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission File Number: 001-34084 POPULAR, INC. Incorporated in the Commonwealth ofPuerto Rico IRS Employer Identification No.66-0667416 Principal Executive Offices 209 Muñoz Rivera Avenue Hato Rey,Puer ...