Exhibit 99.1 Annual and Sustainability Report 2022 1 Annual Report | --- | --- | --- | |--------------------------------------------------------|-------|-------| | Letter from the Chairman of t h e B o a r d | 3 | | | O u r P u r p o s e, Visio n a n d Valu e s | 7 | | | S t a t e m e n t o f r e s p o n sibilit y | 8 | | | C r e dic o r p a t a gla n c e | 9 | | | G r o u p D e s c rip tio n | 1 1 | | | O u r b u sin e s s e s in 2 0 2 2 | 1 8 | | | | | | | E c o n o mic E n vir o n m e n t | 2 1 | | | E c ...