Lufax Holding Ltd. (NYSE:LU) Q4 2020 Earnings Conference Call February 2, 2021 9:00 PM ET Company Participants Chen Yu - Head of Board Office & Capital Markets Guangheng Ji - Chairman Greg Gibb - Co-Chief Executive Officer James Zheng - Chief Financial Officer Y.S. Cho - Co-Chief Executive Officer of Retail Credit Facilitation Business Conference Call Participants Elsie Cheng - Goldman Sachs May Yan - UBS Winnie Wu - Bank of America Thomas Chong - Jefferies Hans Fan - CLSA Binnie Wong - HSBC Operator Ladies ...