ANZ Group Holdings Limited (OTCPK:ANZGY) Q4 2024 Earnings Conference Call November 7, 2024 6:00 PM ET Company Participants Jill Campbell - Head of Investor Relations Shayne Elliott - Chief Executive Officer Farhan Faruqui - Chief Financial Officer Kevin Corbally - Chief Risk Officer Maile Carnegie - Group Executive Australia Retail Conference Call Participants Jonathan Mott - Barrenjoey Ed Henning - CLSA Richard Wiles - Morgan Stanley Carlos Cacho - Macquarie Matt Dunger - Bank of America Brian Johnson - MS ...