Velocity Financial, Inc. (NYSE:VEL) Q3 2020 Results Conference Call November 11, 2020 5:00 PM ET Company Participants Chris Oltmann - Chief Accounting Officer Chris Farrar - President & Chief Executive Officer Mark Szczepaniak - Chief Financial Officer Conference Call Participants Stephen Laws - Raymond James Don Fandetti - Wells Fargo Steve Delaney - JMP Securities Operator Good day and welcome to the Velocity Financial Inc. Q3 2020 Earnings Call. All participants are currently in a listen-only mode. [Oper ...