Earnings Supplement Q3 2021 Q3 Financial Highlights Q3 2021 Q3 2020 Total Certs 49,332 20,696 Revenue $58.9 million $29.8 million Adj. EBITDA $42.1 million $19.8 million Adj. Operating Cash Flow1$ 38.8 million $8.8 million (1) Defined as Adj. EBITDA, minus CAPEX, plus or minus change in contract assets 2 Well Defined Growth Plan Drive Loan Volume through Further Wallet-Share Increase and Customer Penetration Expansion of Lender Base 1 Expand Core Business Increase OEM Captive Penetration by Addressing Broad ...