Lincoln National Corporation (NYSE:LNC) Q4 2020 Earnings Conference Call February 4, 2021 10:00 AM ET Company Participants Al Copersino - Vice President, Head of Investor Relations Dennis Glass - President and Chief Executive Officer Randy Freitag - Chief Financial Officer and Head, Individual Life Conference Call Participants Andrew Kligerman - Credit Suisse Tom Gallagher - Evercore Erik Bass - Autonomous Research Suneet Kamath - Citi Jimmy Buehler - JPMorgan Operator Good morning. And thank you for joinin ...