FlexShopper, Inc. (NASDAQ:FPAY) Q3 2019 Earnings Conference Call November 5, 2019 9:00 AM ET Company Participants Jeremy Hellman - The Equity Group Brad Bernstein - President Rich House - CEO Russ Heiser - CFO Conference Call Participants Richard Deutsch - National Securities Gustavo Rodrigo - Westpark Capital Theodore O'Neill - Litchfield Health Research Operator Greetings, and welcome to the FlexShopper Third Quarter 2019 Earnings Conference Call. [Operator instructions] As a reminder, this conference is ...