Yiren Digital Ltd. (NYSE:YRD) Q3 2022 Earnings Conference Call November 22, 2022 8:00 AM ET Company Participants Keyao He - Investor Relations Ning Tang - Chief Executive Officer Mei Na - Chief Financial Officer Mei Zhou - Chief Executive Officer, Yiren Credit Conference Call Participants Operator Thank you for standing by. And welcome to the Yiren Digital Third Quarter 2022 Earnings Conference Call. All participants are in a listen-only mode. [Operator Instructions]. I would now like to hand the conference ...