SLM Corporation (NASDAQ:SLM) Q3 2020 Results Conference Call October 22, 2020 8:00 AM ET Company Participants Matthew Santora - Director of Investor Relations Jon Witter - Chief Executive Officer Steve McGarry - Chief Financial Officer Conference Call Participants Michael Kaye - Wells Fargo Moshe Orenbuch - Credit Suisse Steven Kwok - KBW Vincent Caintic - Stephens Henry Coffey - Wedbush Arren Cyganovich - Citigroup Rick Shane - JPMorgan Operator Ladies and gentlemen, thank you for standing by and welcome ...