SLM Corp (NASDAQ:SLM) Q1 2023 Earnings Conference Call April 27, 2023 8:00 AM ET Company Participants Melissa Bronaugh - VP & Head, IR Jonathan Witter - CEO & Director Steven McGarry - EVP & CFO Conference Call Participants Michael Kaye - Wells Fargo Securities Moshe Orenbuch - Crédit Suisse Sanjay Sakhrani - KBW John Hecht - Jefferies Jeffrey Adelson - Morgan Stanley Richard Shane - JPMorgan Chase & Co. Mark DeVries - Barclays Bank Operator Hello. Thank you for standing by, and welcome to Sallie Mae Q1 202 ...