The Western Union Company (NYSE:WU) Q4 2019 Earnings Conference Call February 11, 2020 4:30 PM ET Company Participants Brad Windbigler – Head-Investor Relations Hikmet Ersek – Chief Executive Officer Raj Agrawal – Chief Financial Officer Conference Call Participants Korey Marcello – Deutsche Bank Ben Budish – Barclays Vasu Govil – KBW Andrew Jeffrey – SunTrust Tim Chiodo – Credit Suisse Operator Good afternoon and welcome to the Western Union Fourth Quarter Earnings Conference Call. All participants will be ...