Western Union (NYSE: WU ) is a financial services business that trades at an alluring 8% dividend. Naturally, one wonders why a stock would trade at such a yield. In my view, it's because Western Union is a declining business, gradually choked out by the rise ofMy articles are written with a mind to owning a stock for years, not trying to predict price movements in a few months. I don't do target prices; I do valuations.I first entered investing in 2020 as an individual value investor, keen to understand th ...