Sashkinw It pays to have a diversified basket of income, and for most investors, that means putting together a portfolio of 20 or more stocks in different industries. That’s probably easier said than done, as stocks in a portfolio will fall in and out of favor with the market, thereby creating imbalances. This results in a need for portfolio rebalancing every now and then for those who want to maintain equal weightings as a manner of reducing risk and volatility, and this can involve additional work, th ...