SAN CARLOS, Calif., July 25, 2024 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT), a mission-driven fintech, will release financial results for its second quarter 2024 on Thursday, August 8, 2024, after market close. Oportun will host a conference call and earnings webcast to discuss results on Thursday, August 8, 2024, at 5:00 pm ET / 2:00 pm PT. A live webcast of the call will be accessible from Oportun’s investor relations website at investor.oportun.com, and a webcast replay of the call will be available for ...

SAN CARLOS, Calif., June 20, 2024 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT), a missiondriven fintech, today announced that on June 14, 2024, it granted a total of 142,478 restricted stock units to 39 new employees who joined Oportun in 2024. The grants were made from the Oportun 2021 Inducement Equity Incentive Plan. The restricted stock unit awards either have a (i) four-year vesting term and 25% will vest on the one-year anniversary of the grant date, with the balance vesting in twelve substantially equa ...

SAN CARLOS, Calif., June 06, 2024 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT), a mission-driven fintech, today announced that it will participate in the upcoming Sidoti June Virtual Investor Conference. Oportun’s Chief Executive Officer, Raul Vazquez, and Chief Financial Officer & Chief Administrative Officer, Jonathan Coblentz, will present and participate in investor meetings at the conference. The presentation will begin at 4:00 pm ET on June 12th and can be accessed live at this link. A link to the prese ...

SAN CARLOS, Calif., June 06, 2024 (GLOBE NEWSWIRE) -- Oportun (Nasdaq: OPRT), a mission-driven fintech, today announced that it will participate in the upcoming Sidoti June Virtual Investor Conference. Oportun’s Chief Executive Officer, Raul Vazquez, and Chief Financial Officer & Chief Administrative Officer, Jonathan Coblentz, will present and participate in investor meetings at the conference. The presentation will begin at 4:00 pm ET on June 12th and can be accessed live at this link. A link to the prese ...

财务数据和关键指标变化 - 公司Q1营收为2.5亿美元,超出指引上限12百万美元或5% [11] - 公司Q1年化净核销率为12%,处于指引区间下限,较上年同期下降7个基点 [11][33] - 公司Q1GAAP营业费用降至不到1.1亿美元,为2021年Q1以来最低 [11] - 公司实现正的调整后EBITDA和调整后净收益,分别为200万美元和400万美元,较上年同期大幅改善 [12] 各条业务线数据和关键指标变化 - 公司已在加州以外的两大州德克萨斯和佛罗里达重新推出担保个人贷款业务,并在亚利桑那州和新泽西州重新推出,同时在伊利诺伊州首次推出该业务 [19][20] - 担保个人贷款的损失率较无担保个人贷款低约350个基点,且平均贷款金额高50%以上 [20][21] 各个市场数据和关键指标变化 - 公司在2023年第四季度暂停了4个州的担保个人贷款业务,以重新调整与Pathward的合作关系 [19] 公司战略和发展方向及行业竞争 - 公司将继续专注于提升信用质量,优化业务经济学,发掘高质量的贷款机会 [14][16][19] - 公司计划到2024年第四季度将GAAP营业费用降至975万美元以下 [16][29] - 公司将继续提升贷款组合收益率,同时保持36%的APR上限 [26][27] 管理层对经营环境和未来前景的评论 - 公司对2024年的业务复苏保持信心,并将全年调整后EBITDA指引上调31% [18][40] - 公司预计2024年第二季度的调整后EBITDA将大幅改善至1400万-1700万美元 [39] - 公司有信心在2024年实现调整后盈利 [22] 问答环节重要的提问和回答 问题1 **David Scharf 提问** 询问公司是否有进一步降低年末营业费用目标的计划 [50][51] **Jonathan Coblentz 回答** 公司将继续保持精简的运营,并计划在2025年进入时营业费用将低于4亿美元 [51] 问题2 **Matthew Hurwit 提问** 询问公司是否有任何资产负债表管理行动或债务支付修改 [57] **Jonathan Coblentz 回答** 公司目前没有任何此类计划 [58] 问题3 **Matthew Hurwit 提问** 询问担保个人贷款业务在公司贷款组合中的占比 [59] **Jonathan Coblentz 和 Raul Vazquez 回答** 公司披露,担保个人贷款在3月末时为1.1亿美元,占总贷款组合约3十亿美元的部分 [60][61]

1Q 2024 Earnings Presentation May 9, 2024 ...

For the quarter ended March 2024, Oportun Financial Corporation (OPRT) reported revenue of $250.5 million, down 3.5% over the same period last year. EPS came in at $0.09, compared to -$2.60 in the year-ago quarter. The reported revenue represents a surprise of +0.24% over the Zacks Consensus Estimate of $249.9 million. With the consensus EPS estimate being -$0.12, the EPS surprise was +175.00%. While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expec ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ___________ to ___________ Commission File Number 001-39050 OPORTUN FINANCIAL CORPORATION (Exact Name of Registrant as Specified in its Charter) Delaware 45-3 ...

董事会成员任命 - 公司将在2024年股东大会上推荐第二位新董事作为董事会候选人[4] - 第一位新董事将被任命为董事会的审计和风险委员会以及薪酬和领导力委员会成员[5] - 新董事将享有与其他非雇员董事相同的董事福利，包括薪酬、费用报销和股权补偿[10] 公司行为规范 - 公司将有资格根据《证券交易法》第12(g)(4)条规定终止注册[15] - 公司不得与第三方进行任何与投票权脱钩的交易[15] - 公司不得从事任何与公司证券市场价格或价值下降有关的交易[15] - 公司不得就董事会、公司管理、政策、事务或资产、投票证券或协议等事项发表不一致的声明[15] - 公司不得以任何形式直接或间接与公司或其证券相关的任何人员进行补偿[15] - 公司不得与其他受限制人员进行任何谈判、协议或行动，违反本协议规定[15] - 公司不得在未来展望方面拥有超过9.9%的投票权[16] 合约约束规定 - 公司和受限制人员在限制期内不得发表贬低对方的言论[18] - 公司和受限制人员在限制期内不得发起或参与任何诉讼[20] - 受限制人员需遵守本协议的条款[21] 协议约定 - 公司表示，协议已经得到授权，签署并交付，是对公司的有效约束[36] - 协议不需要公司股东的批准[36] - 协议不会违反任何法律，公司的章程或其他协议[36] - 协议约定的特定表现和费用[37] - 协议是唯一关于协议主题的协议，绑定各方及其继任者和允许的受让人[38] - 协议受到特定表现和费用的约束[38]

Wall Street expects a year-over-year increase in earnings on lower revenues when Oportun Financial Corporation (OPRT) reports results for the quarter ended March 2024. While this widely-known consensus outlook is important in gauging the company's earnings picture, a powerful factor that could impact its near- term stock price is how the actual results compare to these estimates. The earnings report, which is expected to be released on May 9, 2024, might help the stock move higher if these key numbers are b ...