Investors seek growth stocks to capitalize on above-average growth in financials that help these securities grab the market's attention and produce exceptional returns. However, it isn't easy to find a great growth stock. In addition to volatility, these stocks carry above-average risk by their very nature. Also, one could end up losing from a stock whose growth story is actually over or nearing its end. However, the Zacks Growth Style Score (part of the Zacks Style Scores system), which looks beyond the tr ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 001-34126 HCI Group, Inc. (Exact name of registrant as specified in its charter) Florida 20-5961396 (State of Incorporation) (IRS Employer Identification No.) 3802 Coconut Palm ...

HCI Group (HCI) reported first-quarter 2024 earnings of $3.65 per share, which beat the Zacks Consensus Estimate by 33.2%. Quarterly earnings more than doubled year over year. The quarterly results reflected better performance at Homeowner Choice and TypTap Insurance Company, partially offset by a decrease in net investment income and higher expenses. Behind the Headlines Gross premiums earned of $256.6 million increased 42.5% year over year. Quarterly results include $67 million of premium from the assumpt ...

财务数据和关键指标变化 - 公司在第一季度实现税前利润7740万美元,每股收益3.81美元 [10] - 毛保费收入同比增长42%,达到10亿美元以上 [16] - 投资收益同比增长约40%,达到1400万美元,主要受益于现金和投资规模增加以及利率上升 [16] - 综合毛损率从上年同期的33.6%下降至31%,符合公司此前预期的30%左右水平 [17][18] - 费用率持续下降,劳动和运营费用占毛保费收入的比例逐季下降 [18][19] - 综合成本率从上季度的70%下降至67%,反映了公司的运营效率提升 [19][20] 各条业务线数据和关键指标变化 - 家庭保险和TypTap业务继续保持盈利 [10] - 从公民保险公司接手的7万份保单,续保率高于预期,损失率也优于预期 [12][13] - 公司新成立的CORE业务,在5个月内累计承保金额达到5500万美元 [11][43] 各个市场数据和关键指标变化 - 公司目前主要业务集中在佛罗里达州,但认为全国其他市场也存在巨大机会 [67][68][69][70] - 公司正在积极布局全国市场,包括考虑通过收购小型保险公司或提供前端服务等方式进行扩张 [39][78][79] 公司战略和发展方向及行业竞争 - 公司认为自身的技术平台是关键优势,可以支撑业务快速扩张,有信心将规模翻一番或三倍 [27][28][29][30] - 公司正在积极评估各种扩张机会,包括收购业务、提供前端服务等,但会保持谨慎和长期价值导向 [39][78][79] - 公司认为行业整体存在巨大机会,但会根据市场变化和自身能力谨慎把握时机 [67][68][69][70] 管理层对经营环境和未来前景的评论 - 管理层对公司的技术优势和未来发展前景充满信心,认为有望实现业务规模的大幅增长 [27][28][29][30] - 管理层表示会保持谨慎和长期价值导向,根据市场变化和自身能力谨慎把握扩张机会 [39][78][79] - 管理层认为行业整体存在巨大机会,但佛罗里达州仍是公司的主要市场 [67][68][69][70] 问答环节重要的提问和回答 问题1 **Michael Phillips 提问** 询问公司未来综合成本率预期的时间范围 [33] **Mark Harmsworth 回答** 公司预计在第二季度末左右,综合成本率会降至80%左右的水平 [34] 问题2 **Mark Hughes 提问** 询问公司对再保险续约的看法,尤其是考虑到从公民保险公司接手的业务规模增加 [35] **Paresh Patel 回答** 公司会根据业务规模适当购买再保险,正在进行相关谈判,但成本水平尚未最终确定 [36][37] 问题3 **Matt Carletti 提问** 询问公司未来是否考虑通过前端服务等方式进一步扩张 [65] **Paresh Patel 回答** 公司正在评估各种扩张机会,包括前端服务等,但会保持谨慎和长期价值导向 [78][79]

For the quarter ended March 2024, HCI Group (HCI) reported revenue of $206.61 million, up 60.1% over the same period last year. EPS came in at $3.65, compared to $1.50 in the year-ago quarter. The reported revenue compares to the Zacks Consensus Estimate of $189.17 million, representing a surprise of +9.22%. The company delivered an EPS surprise of +33.21%, with the consensus EPS estimate being $2.74. While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Stree ...

HCI Group (HCI) came out with quarterly earnings of $3.65 per share, beating the Zacks Consensus Estimate of $2.74 per share. This compares to earnings of $1.50 per share a year ago. These figures are adjusted for non- recurring items. This quarterly report represents an earnings surprise of 33.21%. A quarter ago, it was expected that this property and casualty insurance holding company would post earnings of $1.41 per share when it actually produced earnings of $3.22, delivering a surprise of 128.37%. Over ...

Exhibit 99.1 HCI Group Reports First Quarter 2024 Results First Quarter Pre-Tax Income of $77.4 million First Quarter Diluted EPS of $3.81 First Quarter Gross Loss Ratio of 31.1% Tampa, Fla. – May 8, 2024 – HCI Group, Inc. (NYSE:HCI), a holding company with operations in homeowners insurance, information technology services, real estate, and reinsurance, reported pre-tax income of $77.4 million and net income of $57.0 million, or $3.81 diluted earnings per share, in the first quarter of 2024, compared with ...

HCI Group (HCI) is set to report first-quarter 2024 earnings on May 8, after market close. This Florida- focused insurance company delivered an earnings surprise in each of the last four reported quarters. Let’s discuss the factors that are likely to be reflected in the upcoming quarterly results. HCI’s first-quarter results are likely to benefit from solid performances across all its business units. Premiums are likely to have improved attributable to policies assumed from Citizen through TypTap, the addit ...

HCI Group (HCI) closed the latest trading day at $114.51, indicating a -0.43% change from the previous session's end. The stock trailed the S&P 500, which registered a daily gain of 0.32%. Meanwhile, the Dow experienced a rise of 0.38%, and the technology-dominated Nasdaq saw an increase of 0.35%. Heading into today, shares of the property and casualty insurance holding company had lost 0.93% over the past month, outpacing the Finance sector's loss of 5.24% and the S&P 500's loss of 2% in that time. Market ...

HCI Group股价表现 - HCI Group最新收盘价为$114.79，较前一个交易日上涨了+1.35% [1] - HCI Group过去一个月股价下跌了3.43%，超过了金融行业的5.68%和标普500指数的4.16%的跌幅 [2] HCI Group财务预测 - HCI Group计划于2024年5月8日发布财报，预计每股收益为$2.74，同比增长82.67%，季度营收预计为$189.17亿美元，同比增长46.61% [3] - Zacks Consensus Estimates显示，分析师预计HCI Group全年每股收益为$10.33，营收为$796.57亿美元，同比增长分别为+39.41%和+44.65% [4] HCI Group评级和估值 - 近期分析师对HCI Group的估值进行了调整，正面调整表明分析师对公司业绩和利润潜力的信心 [5] - Zacks Rank系统显示HCI Group目前排名为1（强热门），年均回报率为+25% [6] 行业比较和前瞻市盈率 - HCI Group当前的前瞻市盈率为10.97，相对于行业平均前瞻市盈率13.32，处于折价状态 [8] - 保险-财产和意外险行业属于金融行业，目前该行业的Zacks行业排名为53，位于所有250+个行业的前22% [9] 行业排名和研究结果 - Zacks行业排名显示，排名前50%的行业胜过后50%的行业2倍 [10]