The price trend for FB Financial (FBK) has been bearish lately and the stock has lost 5.1% over the past two weeks. However, the formation of a hammer chart pattern in its last trading session indicates that the stock could witness a trend reversal soon, as bulls might have gained significant control over the price to help it find support.While the formation of a hammer pattern is a technical indication of nearing a bottom with potential exhaustion of selling pressure, rising optimism among Wall Street anal ...

文章核心观点 - FB Financial Corporation (FBK)是一家值得投资的公司,其基本面强劲且增长前景良好 [1] - 分析师对FBK的盈利增长潜力持乐观态度,过去30天内,FBK 2024年的盈利预测已上调7.4% [2] - FBK的股价表现也很出色,过去6个月内上涨12%,优于同行业2.8%的涨幅 [3] 公司基本面分析 盈利能力 - 过去3-5年,公司盈利增长年复合率为2.5% [5] - 预计未来2年(2024-2025年)公司盈利将分别增长1.3%和2.9% [5] - 公司过去4个季度中有3个季度实际盈利超出预期,平均超出11.6% [6] 收入表现 - 过去4年(2019-2023年),公司收入增长年复合率为7.2%,主要受益于净利息收入的持续增长 [7] - 2024年第一季度收入有所下降,主要是非利息收入减少所致,但全年收入预计仍将下降1.6% [7] - 2025年收入有望反弹,增长7.8% [7] 财务状况 - 公司目前的债务/权益比仅为0.00,远低于行业平均水平0.36,表明公司无债务融资,财务稳健 [8] - 公司目前的净资产收益率(ROE)为10.20%,高于行业平均水平8.75%,反映其更高的资本使用效率 [9]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ______________________________________________________________ FORM 10-Q ______________________________________________________________ (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ________ to ________ Commission ...

财务数据和关键指标变化 - 公司报告了每股收益0.59美元和调整后每股收益0.85美元 [9] - 公司的有形股东权益对有形资产比率达到10%,总风险加权资本比率达到15% [11] - 公司的核心效率比率较去年同期改善超过500个基点 [12] 各条业务线数据和关键指标变化 - 公司的净利差保持稳定,在3.42%左右 [22] - 公司的贷款组合正朝着最佳结构发展,建筑和开发贷款占风险加权资本的83%,商业房地产贷款占255% [11] - 公司的银行业务分部产生了1100万美元的非利息收入,表现强劲 [13][14] - 公司的抵押贷款业务在本季度贡献了310万美元的税前利润,显示出公司的成本管控措施取得成效 [13] 各个市场数据和关键指标变化 - 公司在中田纳西州、北乔治亚州、阿拉巴马州和东田纳西州等地区都看到了贷款需求 [49][50][51][52] - 公司的西田纳西州业务保持平稳 [53] 公司战略和发展方向及行业竞争 - 公司将优先考虑有机增长,目标为2024年中单位数增长,2025年恢复到10%-12%的有机增长 [15][16] - 公司正积极招聘有经验的收入生产者,利用自身的规模优势和当地运营模式吸引人才 [17] - 公司将考虑通过战略并购部署资本,尤其是针对周边地区的小型银行 [18] - 公司还将通过资本优化交易来提升资产负债表和收益 [19] 管理层对经营环境和未来前景的评论 - 管理层对公司的经营基础和盈利动能保持乐观 [10] - 管理层认为贷款需求整体有所放缓,但仍有一定需求 [49][50][51][52][53] - 管理层表示将保持谨慎,密切关注经济环境的变化,尤其是商业房地产领域 [128][129][130] 问答环节重要的提问和回答 问题1 **Feddie Strickland 提问** 询问公司是否预计净息差将保持稳定,包括证券交易的影响 [36][37] **Christopher Holmes 和 Michael M. Mettee 回答** 公司预计净息差将保持在3.40%-3.45%的区间内,证券交易的影响已经包含在内 [37][38] 问题2 **Brett Rabatin 提问** 询问公司2024年中单位数贷款增长目标中,建筑贷款的预期变化,以及是否意味着核心贷款增长可能接近2025年的10%-12%目标 [48][49] **Christopher Holmes 和 Travis Edmondson 回答** 公司建筑贷款占风险加权资本的目标区间为75%-85%,预计未来会有所下降。剔除建筑贷款因素,公司其他贷款可能接近2025年的10%-12%目标 [49][50][51][54] 问题3 **Catherine Mealor 提问** 询问公司是否已将新增收入人员的费用完全反映在降低的费用指引中 [60][61] **Christopher Holmes 和 Michael M. Mettee 回答** 公司在制定费用计划时已经考虑了一定的新增人员开支,但仍会根据实际情况进行调整 [61][62][63][64]

For the quarter ended March 2024, FB Financial (FBK) reported revenue of $107.45 million, down 15.5% over the same period last year. EPS came in at $0.85, compared to $0.76 in the year-ago quarter.The reported revenue compares to the Zacks Consensus Estimate of $119.84 million, representing a surprise of -10.34%. The company delivered an EPS surprise of +21.43%, with the consensus EPS estimate being $0.70.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and ...

FB Financial (FBK) came out with quarterly earnings of $0.85 per share, beating the Zacks Consensus Estimate of $0.70 per share. This compares to earnings of $0.76 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 21.43%. A quarter ago, it was expected that this bank holding company would post earnings of $0.71 per share when it actually produced earnings of $0.77, delivering a surprise of 8.45%.Over the last four quarters, the ...

First Quarter 2024 Financial Supplement TABLE OF CONTENTS Page Financial Summary and Key Metrics 4 Consolidated Statements of Income 5 Consolidated Balance Sheets 6 Average Balance and Interest Yield/Rate Analysis 7 Investments and Other Sources of Liquidity 9 Loan Portfolio 10 Asset Quality 11 Selected Deposit Data 12 Preliminary Capital Ratios 13 Segment Data 14 Non-GAAP Reconciliations 15 Use of non-GAAP Financial Measures This Financial Supplement contains certain financial measures that are not measure ...

Wall Street analysts expect FB Financial (FBK) to post quarterly earnings of $0.70 per share in its upcoming report, which indicates a year-over-year decline of 7.9%. Revenues are expected to be $119.84 million, down 5.8% from the year-ago quarter.The consensus EPS estimate for the quarter has remained unchanged over the last 30 days. This reflects how the analysts covering the stock have collectively reevaluated their initial estimates during this timeframe.Prior to a company's earnings announcement, it is ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ______________________________________________________________ FORM 10-K ______________________________________________________________ (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ________ to ________ Commission File ...

FirstBank strengthens its board of directors with the addition of respected healthcare veteran NASHVILLE, Tenn., Feb. 5, 2024 /PRNewswire/ -- FirstBank today announced that Milton Johnson, former Chairman and CEO of HCA Healthcare, has been appointed to the board of directors of the bank and FB Financial Corporation, its holding company. A prominent figure across the healthcare industry, Johnson had a 37-year tenure at HCA and served in various financial and senior management positions before retiring as Ch ...