ANZ Group Holdings Limited (OTCPK:ANZGY) Q4 2024 Earnings Conference Call November 7, 2024 6:00 PM ET Company Participants Jill Campbell - Head of Investor Relations Shayne Elliott - Chief Executive Officer Farhan Faruqui - Chief Financial Officer Kevin Corbally - Chief Risk Officer Maile Carnegie - Group Executive Australia Retail Conference Call Participants Jonathan Mott - Barrenjoey Ed Henning - CLSA Richard Wiles - Morgan Stanley Carlos Cacho - Macquarie Matt Dunger - Bank of America Brian Johnson - MS ...

0:26 FEDERA $2,900 ck a FEDERAL RESERVE res 2025 2 Free 3,995 0:26 $2,900 16 6 FEDERAL RESERVE 825 2025 Haldrer 3,995 AT Neils Christensen Share Neils Christensen has a diploma in journalism from Lethbridge College and has more than a decade of reporting experience working for news organizations throughout Canada. His experiences include covering territorial and federal politics in Nunavut, Canada. He has worked exclusively within the financial sector since 2007, when he started with the Canadian Economic P ...

Neils ChristensenNeils Christensen has a diploma in journalism from Lethbridge College and has more than a decade of reporting experience working for news organizations throughout Canada. His experiences include covering territorial and federal politics in Nunavut, Canada. He has worked exclusively within the financial sector since 2007, when he started with the Canadian Economic Press. Neils can be contacted at: 1 866 925 4826 ext. 1526 nchristensen at kitco.com @Neils_cShareDisclaimer: The views expressed ...

财务数据和关键指标变化 - 现金利润下降1%,但仍保持强劲 [10] - 资本充足率提高至13.5%,拨备余额维持在40亿澳元以上 [10] - 股本回报率为10.1%,剔除收购Suncorp的资本影响后为10.7% [10] 各条业务线数据和关键指标变化 - 机构银行业务收入再次增长,国内外业务均创下历史最高的股本回报率 [11] - 新西兰业务保持稳定表现 [12] - 澳大利亚零售业务在不领涨价格的情况下实现强劲的贷款增长 [12] - 商业银行业务继续实现最高的股本回报率,贷款和存款均实现增长 [12] 各个市场数据和关键指标变化 - 中国经济正在适应结构性增长放缓,但该地区正在适应资本重新分配 [22] - 澳大利亚经济保持韧性,消费放缓但投资和政府支出保持强劲 [23][24] - 房地产市场仍然具有挑战性,但基础设施投资和气候转型带来了商业机会 [25] 公司战略和发展方向及行业竞争 - 公司正在积极准备收购Suncorp,并正在建设ANZ Plus数字银行平台 [13][14][15][16][17] - 公司正在加强机构银行的支付平台能力,并提高生产效率以支持投资 [18][19][20] - 公司正在多元化发展,利用自身的多元化优势来应对不确定的经营环境 [22][25][26] 管理层对经营环境和未来前景的评论 - 全球经济在面临重大冲击下保持韧性,但地缘政治紧张局势持续 [22] - 澳大利亚经济保持韧性,但房地产市场和劳动力供给仍面临挑战 [23][24][25] - 公司凭借多元化业务、强大资产负债表和卓越的客户选择能力,有信心应对不确定时期 [25][26] 问答环节重要的提问和回答 问题1 **Matt Wilson提问** 询问公司是否有计划释放部分集体拨备 [55][56][57][58] **Shayne Elliott和Kevin Corbally回答** 公司目前没有计划释放集体拨备,但如果未来经济环境好转,根据会计准则,集体拨备水平可能会下降 [153][155] 问题2 **Andrew Triggs提问** 询问各业务部门的ROE与集团ROE存在较大差异的原因 [93][94][95][96][97][98] **Shayne Elliott和Farhan Faruqui回答** 各业务部门的ROE是基于其可控的资产负债表计算,集团层面还需要考虑其他因素,公司内部对此都有明确的问责机制 [93][94][95][96][97] 问题3 **Brian Johnson提问** 对公司的披露信息提出一些疑问,包括NIM走势和投资支出的披露 [147][148][149][150][151][152][153][154][155][156][157] **Shayne Elliott和Kevin Corbally回应** 公司遵循会计准则进行披露,对一些具体指标的计算方法进行了解释,并表示未来会继续改进披露 [153][155][156][157]

2021 FULL YEAR RESULTS FULL YEAR ENDED 30 SEPTEMBER 2021 RESULTS PRESENTATION AND INVESTOR DISCUSSION PACK 28 OCTOBER 2021 Approved for distribution by ANZ's Continuous Disclosure Committee Australia and New Zealand Banking Group Limited 9/833 Collins Street Docklands Victoria 3008 Australia ABN 11 005 357 522 DISCLAIMER & IMPORTANT NOTICE 1 The material in this presentation is general background information about ANZ's activities current as at the date of the presentation. It is information given in summar ...

HALF YEAR 2020 FINANCIAL RESULTS KEY FINANCIAL RESULTS1 $1.55b DIVISIONAL RESULTS1 INTERIM DIVIDEND DECISION DEFERRED - UPDATE IN AUGUST 2020 $1.67b CREDIT IMPAIRMENT CHARGE +$1.3b STATUTORY PROFIT -51% $1.41b CASH PROFIT -60% 4.7% RETURN ON EQUITY -732BPS 10.8% CET1 CAPITAL RATIO -73BPS AUSTRALIA | --- | --- | --- | --- | --- | --- | |-------------------|---------------|------------------|----------------------------|----------------------------|---------------------------| | | | | | | | | $1.4b CASH PROFI ...