Fourth Quarter 2022 Equity Investor Presentation FARMER MAC Forward-Looking Statements In addition to historical information, this presentation includes forwardlooking statements that reflect management's current expectations for Farmer Mac's future financial results, business prospects, and business developments. Forward-looking statements include, without limitation, any statement that may predict, forecast, indicate, or imply future results, performance, or achievements. Management's expectations for Far ...

主要收入来源 - Farmer Mac的主要收入来源是利息收入和担保和承诺费[22] 业务概况 - Farmer Mac的两大业务线的总业务量为259.2亿美元[27] - Farmer Mac的业务涉及农业金融和农村基础设施金融两大领域[26] 贷款情况 - 农业金融部门的贷款包括农业抵押贷款和美国农业部门担保的部分[31] - Farmer Mac的最大贷款规模为1590万美元[32] - Farmer Mac在农业金融抵押贷款中设立了最低标准，包括贷款价值比不得超过80%[33] - Farmer Mac对农场和牧场贷款采用信贷承保标准和方法来评估风险[34] - 企业农业金融贷款通常是规模更大、更复杂的农业经营，通常是针对农业生产、食品和纤维加工等领域的贷款[38] 资金来源 - Farmer Mac通过发行债务工具来融资其购买的符合条件的贷款和证券[23] 风险管理 - Farmer Mac的财务报告中提到了风险因素，包括资金融通、资产价值波动和利率风险等[15] 员工情况 - Farmer Mac在2022年雇佣了158名员工，比2021年年底增加了5名员工（3%）[Content:78] - Farmer Mac的员工分布在美国26个州，自COVID-19大流行开始以来，地理多样性增加了73%[Content:79] - Farmer Mac在2022年被Top Workplaces USA认可为文化卓越奖，涵盖创新、员工赞赏、领导力和薪酬福利等方面[Content:81] - Farmer Mac在2022年经历了12.3%的员工流失率，较2021年的7.3%有所增加，主要是由于竞争激烈的就业市场[Content:85] - Farmer Mac的员工培训项目"Farmer Mac LEARN"包括新员工入职培训、业务培训、领导力发展和职业发展等在线模块[Content:83] - Farmer Mac通过与学术机构、社区组织和商业伙伴合作，建立实习生和人才储备管道，重点关注继任计划[Content:84] - Farmer Mac的员工行为准则和道德守则包括促进安全工作环境、公平公正经营、负责任沟通和保护信息等核心原则[Content:87] - Farmer Mac的多样性、公平和包容（DEI）委员会致力于加强企业范围的教育工作，执行多年战略计划[Content:88] 股票和股息 - Farmer Mac的股票包括A类投票普通股、B类投票普通股和C类非投票普通股，截至2022年12月31日，共发行了约10,800,000股[Content:98] - Farmer Mac在2022年和2023年的股息分配情况[102] - Farmer Mac发行的各类优先股的情况和股息支付情况[103] - Farmer Mac各类优先股的年度股息率和支付情况[106] 监管和资本要求 - Farmer Mac的借款授权和借款情况[112] - Farmer Mac的监管情况和监管机构[118] - Farmer Mac的最低资本要求是核心资本的金额，等于农户Mac的资产负债表上的总资产的2.75%加上农户Mac的表外债务的0.75%[121] - 农户Mac必须遵守最低资本要求和风险资本要求中的较高者[122] - 风险资本压力测试由FCA颁布，旨在确定农户Mac在十年期间需要维持正资本的数量[123] - 截至2022年12月31日，农户Mac的风险资本要求为2.042亿美元，农户Mac的监管资本13亿美元超过该金额约11亿美元[124] - 截至2022年12月31日，农户Mac被分类为I级，即最高合规级别[125] - 如果农户Mac未遵守宪章中规定的适用的所需资本水平，将被分类为II级、III级或IV级[126] - 如果农户Mac被分类为III级，OSMO主任可以采取任何自主监管措施[127] - 农户Mac的资本充足要求包括维持至少7.0%的一级资本比率[131] - 农户Mac必须始终保持足够的流动性储备，以资助至少90天到期的债务的本金部分[133] - 农户Mac必须制定并每年获得OSMO批准的资本计划[131]

Federal Agricultural Mortgage Corporation (NYSE:AGM) Q3 2022 Earnings Conference Call November 7, 2022 4:30 PM ET Company Participants Jalpa Nazareth - Director, IR and Finance Strategy Brad Nordholm - President and CEO Aparna Ramesh - CFO Zach Carpenter - EVP and Chief Business Officer Conference Call Participants Marla Backer - Sidoti Operator Good day, and welcome to the Farmer Mac Third Quarter 2022 Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] After tod ...

Federal Agricultural Mortgage Corporation (NYSE:AGM) Q2 2022 Earnings Conference Call August 8, 2022 4:30 PM ET Company Participants Jalpa Nazareth - Director, IR and Finance Strategy Brad Nordholm - President and CEO Aparna Ramesh - CFO Zach Carpenter - EVP and Chief Business Officer Conference Call Participants Sloane Ortel - Invest Vegan Operator Good afternoon, and welcome to the Farmer Mac Second Quarter 2022 Earnings Conference Call. [Operator Instructions] After today's presentation, there will be an ...

As filed with the Securities and Exchange Commission on August 8, 2022 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-Q ☒QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2022 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _____ to _____. Commission File Number 001-14951 FEDERAL AGRICULTURAL MORTGAGE CORPORATION (Exact na ...

The Federal Agricultural Mortgage Corporation (NYSE:AGM) Q1 2022 Results Conference Call May 9, 2022 4:30 PM ET Company Participants Jalpa Nazareth - Director, IR and Finance Strategy Brad Nordholm - President and CEO Aparna Ramesh - CFO Zach Carpenter - EVP and Chief Business Officer Marc Crady - SVP and Chief Credit Officer Conference Call Participants Marla Backer - Sidoti Jalpa Nazareth Good afternoon, and thank you for joining us for our First Quarter 2022 Earnings Conference Call. I’m Jalpa Nazareth, ...